Surviving Retirement

What You Need to Know about Social Security and Income Planning

Jay Colligan and Benny Perez will show you how to preserve your capital, maximize your retirement income, minimize risk, and explain how the change in 2025 tax rules will affect you. They will also share, in plain English, little-known facts and strategies your current advisor may not know - and the government certainly won't tell you..

You will learn about the following topics in clear, easy-to-understand terms:

• RMD (Required Minimum Distribution) Planning
• Roth conversions – when, why, and their impact on wealth
• Strategies to maximize Social Security payments and your wealth
• Ways that working can affect your benefits and their taxability
• How to reduce or potentially eliminate taxes on your Social Security benefits
• New tax laws that may help reduce your taxes now – and how to use them to your advantage

Seating is limited for this informative and complimentary event so register today to save your seat!

Eugene J. Colligan is a Registered Representative and Investment Adviser Representative of, and securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 10472 Armstrong Street, Fairfax VA 22030, 866-868-1492. Cornerstone Advisor Group, LLC is independent of Equity Services, Inc. In CO, MO, NH and WI, Equity Services, Inc. operates as Vermont Equity Services, Inc.

Benjamin J. Perez is an Investment Adviser Representative and investment advisory services are offered solely by ESI Financial Advisors. Cornerstone Advisor Group, LLC is independent of Equity Services, Inc.

Registered Representatives of Equity Services, Inc. do not offer tax or legal advice. Tax advice is offered through CAG Tax Services, LLC and independently of Cornerstone Advisor Group, LLC and its representatives. Legal advice is offered independently of all entities listed. For advice regarding your individual circumstances, please contact CAG Tax Services or your qualified tax professional. TC8618412(1125)