Your Guide to Smarter Estate & Tax Moves

You and a guest are cordially invited to an educational event for The Villages of Charter Colony residents!

Join your neighbor Courtney Coombs, recently recognized among Midlothian’s Most Influential Women, along with Tracy Rutledge and Max Abbate, for an informative discussion on strategies designed to help you navigate retirement, protect what you’ve built, and plan with greater clarity. Walk away with practical insights to make informed decisions and feel more confident about your financial future.

Topics to include:

• Thoughtful ways to transfer wealth to loved ones during your lifetime

• Understanding the difference between a Will and a Trust - and why it matters!

• Strategies that may help reduce unnecessary estate and income tax exposure

• Key considerations for creating sustainable retirement income

• Planning for a meaningful legacy beyond money and possessions

• Preparing financially for serious illness or disability

Seating is limited so register today to save your seat!

Mackenzie R. Abbate is an Investment Adviser Representative and investment advisory services are offered solely by ESI Financial Advisors. Courtney A. Coombs is a Registered Representative and Investment Adviser Representative of, and securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 4118 E. Parham Road, Richmond VA 23228, 866-868-1492. Cornerstone Advisor Group is independent of Equity Services, Inc.

Tax advice is offered through CAG Tax Services, LLC and independently of Cornerstone Advisor Group, National Life Group® (NLG), National Life Insurance Company (NLIC), and Life Insurance Company of the Southwest (LSW), and its representatives. Legal advice is offered independently of all entities listed. For advice concerning your own situation, please consult with your appropriate professional advisor. National Life Group® is a trade name of NLIC, Montpelier VT, LSW, Addison TX and their affiliates. Each company is solely responsible for its own financial condition and contractual obligations. LSW is not an authorized insurer in NY and does not conduct insurance business in NY.  TC8896183(0426)