Your Guide to Smarter Estate and Tax Moves

An educational event for area residents who are retired or planning to retire soon.

You and a guest are invited to attend an educational event for area residents who are retired or planning to retire soon.
Raúl Fernández is a well-known estate strategy and retirement income professional. He will discuss how you may be able to preserve your capital, decrease your risk, maximize your income and protect and grow your assets.

You will leave with valuable information you can act upon immediately such as:

• How to pass on more than just your assets and leave a true legacy
• Ensure your beneficiaries get their inheritance without selling assets
• Potentially avoid outliving your income during retirement and live your dreams
• How the tax reform bill impacts your assets, IRAs and 401(k)s
• Financial strategies that could potentially help reduce taxes
• How to protect your family in case of a debilitating event

This event is educational, and seating is limited so register today to save your seat!

Raul E. Fernandez is an Investment Adviser Representative and investment advisory services are offered solely by ESI Financial Advisors. Cornerstone Advisor Group, LLC is independent of Equity Services, Inc.  Investment Adviser Representatives of ESI Financial Advisors do not offer tax or legal advice. Tax advice is offered through CAG Tax Services, LLC and independently of Cornerstone Advisor Group, LLC and its representatives. Legal advice is offered independently of all entities listed. For advice regarding your individual circumstances, please contact CAG Tax Services or your qualified tax professional. FMG5162973(1225)